Resources, Goals and the Basics
Books:
100 Essential Things You Didn’t Know You Didn’t Know: Math Explains Your World
Have you ever considered why you always get stuck in the longest line? Why two’s company but three’s a crowd? Or why there are six degrees of separation instead of seven? In this hugely informative and endlessly entertaining book, John D. Barrow takes the most baffling of everyday phenomena and―with simple math, lucid explanations, and illustrations―explains why they work the way they do.
The Golden Ratio: The Story of PHI, the World’s Most Astonishing Number
Throughout history, thinkers from mathematicians to theologians have pondered the mysterious relationship between numbers and the nature of reality. In this fascinating book, Mario Livio tells the tale of a number at the heart of that mystery: phi, or 1.6180339887…This curious mathematical relationship, widely known as “The Golden Ratio,” was discovered by Euclid more than two thousand years ago because of its crucial role in the construction of the pentagram, to which magical properties had been attributed. Since then it has shown a propensity to appear in the most astonishing variety of places, from mollusk shells, sunflower florets, and rose petals to the shape of the galaxy.
Freakonomics: A Rogue Economist Explores the Hidden Side of Everything
Which is more dangerous, a gun or a swimming pool? What do schoolteachers and sumo wrestlers have in common? How much do parents really matter? These may not sound like typical questions for an economist to ask. But Steven D. Levitt is not a typical economist. He studies the riddles of everyday life—from cheating and crime to parenting and sports—and reaches conclusions that turn conventional wisdom on its head.
Apps:
Note: although all of these apps are free, you’re still providing something valuable in order to get use of them: your personal data and information about your spending habits, which they can then sell to third party companies. It’s a common practice, but you should still be aware of it.
Mint has helpful personal finance tools such as budgeting, transaction tracking, categorization, and bill reminders.
Acorns encourages you to invest your spare change using a system they call “round-ups.” Acorns monitors your bank account and automatically invests the change from your daily purchases.
Joy uses psychology and financial behavior awareness to help change the way you think about, spend and save mone
Tip Yourself is a money saving goal tracker that works by having you transfer small dollar amounts from your checking account into your own secure savings (a “tip”) whenever you feel you deserve a reward..
Tycoon is an app for freelance workers to keep track of jobs and income, knowing when a payment has been made, which payments are yet to come in, and which ones are overdue.
Venmo is designed to let you charge or pay people money, and split bills using the platform..
Personal Capital will track spending and investments and lets you set a spending target based on your average monthly spending.
Claritytracks expenses, organizing your transactions into graphs. It can also negotiate to decrease some of your bills on your behalf. According to the company, they have the most success lowering your home Telecomm bills. If Clarity saves you money, they take ⅓ of it as a commission, and leave you with the savings..
Wally is more of a spending tracker than a budgeting tool; its simplicity can help you stay on top of how you spend your money.
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